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Brought to you by our Co-founders
In 2024, we studied pet insurance and earned our licenses to bring Pets52 members the kind of coverage we’d choose for our own pets.
- Doug and Dave
Affordable plans for pet owners
With three customizable plans and two add-on options, we have something for everyone -- because accidents happen, sickness is inevitable, and vet care is expensive! We're here because we care, and want you to have the best coverage for your best friend.
We have two options you can add-on to any plan.
Our Veterinary Exam Fee Coverage helps cover:
- Exams if your pet gets sick or hurt
- Consultation fees if your pet gets sick or hurt
Our Wellness Coverage helps when your pet needs routine care -- this add-on covers things like:
- Wellness exams
- Health certificates
- Vaccines, tests, microchipping, deworming, etc.
How it works
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We chose the best partner for our members. Pets52 members get the nation’s best, most affordable pet insurance - backed by a trusted partner known for fast claim payouts and exceptional customer support.
But don’t take our word for it...
Get in touch with us!
Call 331.252.0317 anytime and our customer service reps are ready to help.
Assistance
We know buying insurance is stressful. Call us anytime (including now) for help choosing the right plan.
Assistance
With Pets52 Insurance we are always available to help make sure you get reimbursed quickly.
Assistance
If you need help finding a vet or have questions about your pet’s wellness, our vet pros are here to help anytime.
Here’s some real-life examples of our coverage:
Fifi broke her leg while running at the dog park and now needs a $3,805 surgery.
as low as:
$100
reimburse up to:
$3,490
Surgical Pre-Op X-Rays
$150
Fracture Repair
$1,100
Anesthesia Advanced
$395
Operating Room Fee
$175
Surgical Assistant Fee
$150
Surgical Pack Fee
$95
IV Fluids
$160
Medications
$140
Surgical Post X-Rays
$150
Hospitalization
$790
Surgical Implants
$500
Total $3,805
Fido was diagnosed with cancer (Osteosarcoma) and now needs expensive but necessary treatment.
as low as:
$2,620
reimburse up to:
$10,000
Radiation Treatment
$11,450
Zoledronic Acid Injection
$475
Chemotherapy Session
$460
Catheter
$75
Professional Services
$125
Chemotherapy Supplies
$35
Total $12,620
Fluffy had her annual checkup and the bill added up to more than you expected.
as low as:
$105
reimburse up to:
$210
Wellness exam
$90
Rabies vaccine
$50
Heartworm Test
$55
Fecal Exam
$55
Deworming
$65
Total $315
What is covered?
Each plan is different, but here are some examples of things we cover.
Pet Insurance FAQs
What age pet qualifies for pet insurance?
We do not deny coverage to a dog or cat based on their age or breed.
Do I have to switch vets?
No! Feel free to take your pet to any licensed vet in the U.S. or Canada, including specialists and emergency care providers.
How much is each plan?
The monthly fee is different for everyone based on the plan you choose, your pet�s breed and age, and your zip code.
How does Pets52 Pet Insurance work?
We make it simple- just pay your vet as you normally would. Then, you submit our simple claim form along with your vet receipts via email, mail, fax, or the portal on our website, which can be accessed directly from your phone or computer. We will promptly reimburse you via check or direct deposit.
What is pet insurance?
Pet insurance is insurance coverage that reimburses you for certain medical and surgical expenses you may have when your pet gets into an accident, becomes sick, or has to see the vet.
Will my coverage ever be dropped?
We will not drop your coverage due to filing claims.
How soon after I purchase my policy does coverage begin?
There is a 5 day waiting period for accident coverage and a 14 day waiting period for illness coverage. For all knee and ligament issues, there is a 6-month waiting period.
How long is my quote valid?
Quotes are subject to change, so complete your policy purchase as soon as possible to secure your quote.
What is covered?
Coverage depends on the plan you choose.
What is a waiting period?
A waiting period is the time between your policy effective date and when your pet�s coverage begins.
What is a reimbursement percentage?
The reimbursement percentage is how much money you get back from us after you submit your claim using our claims process. So, if you have a $100 vet bill and you select a plan offering 90% reimbursement, you would get $90 back. If you�re looking to make your monthly payment lower, pick a plan with a lower reimbursement amount.
What is a pre-existing condition?
Pre-existing conditions are ones that began before your pet�s policy effective date, or appeared during a waiting period. Non-chronic conditions may be considered cured and not pre-existing anymore if they have been symptom and treatment free for one year, with the exception of knee and ligament conditions. Pet insurance providers do not cover pre-existing conditions.
What are hereditary and congenital conditions?
Hereditary and congenital conditions are ailments and illnesses common to specific breeds. They often show up later in life.
What are the exclusions?
Exclusions are conditions and procedures not covered in your plan. For example, spaying/neutering is an exclusion.
What is a deductible?
A deductible is the amount of money you pay out of pocket before we reimburse you for your vet bills.
What is an annual coverage limit?
An annual policy limit is the maximum amount we will pay in any given policy period.
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